分析

简答题:Millennials are exceptional in many ways.They are better educated than their predecessors, more culturally diverse, and more economically active.Yet they face greater difficulties including economic uncertainty and lack of financial planning. Young millennials lack the education in managing finances which is imperative when applying for credit, staying out of debt, long-term wealth creation as well as saving for life's uncertainties.
Even if the amount is small, start saving. Prioritising savings will make you financially disciplined which will in turn instil strong financial habits that can last a lifetime.Here a key tip would be—Don't save what is left after spending; spend what is left after saving.

正确答案
千禧一代在很多方面都很杰出。相比前人来说,他们接受的教育更好,其文化更具多样化,并且在经济上更加活跃。然而,他们面临更大的困难,包括经济不确定性和缺乏财务规划。年轻的千禧一代缺乏财务管理方面的教育,而这对于申请信贷、远离债务、长期创造财富以及为生活中的不确定性存钱来说是必不可少的。
即使金额很小,也要开始存钱。把储蓄放在首位会让你在财务上自律,从而逐步养成强大的可以持续一生的财务习惯。这里有一个关键的建议——不要把消费后剩下的钱存起来.而是把存完之后剩下的钱用来消费。
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